Sometimes I fantasize about being debt free. Just substitute always for sometimes. I’m not thinking about living in a mansion and driving a Mercedes. I’m just thinking about a life with reliable things that I have the funds to replace when I need to.
The recession ripped out from under me the safety net I didn’t know I [...]
This is my Costco mentality. I am a very organized person and I like to do everything as efficiently as possible. One trip to Target to buy all of the cosmetics, toiletries, snack foods, and cleaning supplies I need is more efficient than one a week.
But, even when I try to grab everything I need, [...]
It took some irrational thinking to get me so far into debt and to keep me from doing something about it much earlier. I’m trying to address some of the ways I deluded myself.
I work a lot. I always have, but now more than ever. I have never been a big spender, but small purchases [...]
I had an epiphany this week. It’s been a long time coming, but I’ve never been this serious. I am in debt. A lot of debt. And while I’m getting by and am not missing payments or anything, I have put myself at great risk. If anything goes wrong, I’m screwed. One missed pay check [...]
I am a 26 year old PhD student working hard to get out of debt. This is a personal story.
