From the category archives:
I’ve confessed before to loving charts and graphs and anything color coded. It’s probably the only fun part about getting out of debt, aside from the awesome feeling of making progress, of course. At one point, my plans were quite elaborate and there were several documents to color code, but now that I’m down to [...]
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I imagine this list is something I will have to continue adding to as I go, but at the halfway point of this journey, here is what I’ve learned about money. You might notice an almost complete lack of numbers and facts. That’s because most of what I’ve learned about money has to do with [...]
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I’m not one for giving tips, but I have developed a method for getting out of debt, most of it exceedingly obvious and borrowed from other people. Some of it designed to combat the mind tricks I use to sabotage myself. A lot of it unconscious. 1. The Snow Ball Method. This is taken right [...]
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I spend a lot of time thinking about when I’m finally out of credit card debt. It’s a thrilling idea to me and I just love thinking about what I’ll do and how I’ll feel. I have a clear plan in mind even though I’m at least nine months away from putting it into action. [...]
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I mentioned a couple weeks ago that my bank was offering a deal to temporarily reduce my APR. After reading all the fine print three times through, I made a plan to save up as much money as possible before March 5th when the offer expired. I had to wait until the last moment to [...]
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When I was younger, I don’t remember ever thinking much about how people spend their money. In the years when my mom was single, money was obviously an issue for us, but she worked hard and did everything she had to do to make sure we had what we needed. As they got older and [...]
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There’s this book out by the author of The Millionaire Next Door called Stop Acting Rich. I have not read either book, though my understanding of author Thomas Stanley’s philosophy is that millionaires live frugally and that’s how they grow and maintain their wealth. This reminds me of the only millionaire I’ve ever known–an old [...]
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For the last week, I’ve been having this debate in my head about whether or not to create a want list. A want list would be a list of things I want to buy when I get out of debt. It seemed like a good idea at first. That way, instead of obsessing over something [...]
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To me, there is a stigma to the words “I’m busy” or at least to saying them out loud to other people. I wrote about it on my personal blog once. Even now that I know I am really busy, I can’t quite get over the stigma. But, I’ll ignore that feeling for now, because [...]
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I was driving home from the grocery store several days ago, going through the numbers in my head to figure out if I could still make my January goal. I do this all the time and I get very stressed about whether I can make my goal or not. The goals are not easy; they [...]
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