A Story Of Debt

I used to write a lot on my personal blog about my love for Ulta.  It was so bad that no one could pass an Ulta without thinking of me and telling me so later.  For those who don’t know, Ulta is this amazing store full of makeup and nail polish and hair products; what [...]

January was a difficult financial month for reasons I’ve already discussed.  More than the circumstances out of my control and any small mistakes I made, my mind just wasn’t quite in the game.  Or maybe I was just frustrated, because I couldn’t live up to my own expectations.  Things weren’t going perfectly and it’s hard to [...]

To me, there is a stigma to the words “I’m busy” or at least to saying them out loud to other people.  I wrote about it on my personal blog once.  Even now that I know I am really busy, I can’t quite get over the stigma.  But, I’ll ignore that feeling for now, because [...]

January has been so damn expensive. I swear the day I bought my new lap top (which I’m now in love with, of course), my car started making a weird noise. It’s only done it a few times, but it’s that screeching noise that cars make. I don’t know what that means, but I know [...]

I got my Mac Book Pro two and a half years ago, and I have loved her every day since. But, last week she quit on me and I was forced to make a difficult decision. Not only is she like a friend, but replacing her would be very expensive.
I really can’t go without a [...]

I have spent every January for the last 4-5 years in a funk.  I don’t know what it is.  But, there is less than a week left in this January and I’m happy to report that I am not going through a mini-crisis.  I’m happy and doing well.
But, it’s not been the best month for [...]

I think it’s time I face some of the mistakes I’ve made that have led me to the debt I’m in right now.  It was certainly not one thing, but rather a series of things that built on each other.  I’ve forgiven myself for these mistakes and I think some of them actually led me [...]

When I paid off my first card, I thought a lot about what to do with it.  First there was the matter of not wanting to let it go, because what if something comes up!
After I got over that, my thoughts turned to cutting it up.  That’s what you’re supposed to do, right?  But, I [...]

I know I’m being ridiculous, but I just feel so crazy impatient whenever I look at my debt.  I’m making good progress and I think I will continue to, but gah!! There’s just so much debt!
But, then, I am a very impatient person, so it’s no surprise.  I’m also a very patient person, so I [...]