From the category archives:
It’s pretty awesome to be down to one card even if I don’t feel like I’ve made much progress since. It’s always been quite depressing to think that even when I make it to the last card, I’ll still have $10,000 to go, but now I’m taking it down. It feels pretty awesome actually. I [...]
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I’ve said several times here and on my personal blog that deciding to get out of debt was about growing up for me. I’m sure there are many mature adults who are in debt, but I was in denial about my debt. I was still waiting for someone or something to come make it all [...]
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When my debt was just sitting, I didn’t think that much about the interest I was paying. At least, not until the point where my cards were so close to their limits that when the interest hit they were in danger of going over limit. The fee for going over my credit limit ranged from [...]
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Last week I did what I’ve been meaning to do since I paid it off six months ago and canceled my Bank of America Visa. It was a bad card with a high interest rate and a yearly service fee and I always knew I would cancel it, even if closing an account means a [...]
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I’m sure that when I’m finally out of credit card debt, there will be a short time when I won’t know what to do with myself. But, it won’t be for lack of thinking about it. Post debt life occupies a lot of space in my brain. Sometimes I fixate on the things I will [...]
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People often comment saying that they can’t believe how fast I’m paying off my debt. Sometimes I can say, “I can’t believe it either!” But, more often I think, “Are you kidding me? I’ve been at this forever.” After eight months of really hard work, I have paid off my second card and more than [...]
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My parents are coming into town today. I’m really excited, because I only get to see them a couple times a year and I love them and I could use a few decent meals. My parents started teaching me about money when I was in Kindergarten. My mom believed very strongly in the allowance system, [...]
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I don’t beat myself up too much about my debt. It was stupid to get myself into this situation, but it happened over time and as a result of all kinds of circumstances and bad decisions, and I’m happy with where I am now in my life. It’s enough for me to be righting the [...]
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My first several trips to the grocery store after deciding to get healthier and lose weight were rather expensive. I kept hoping that the cost would go down after I’d stocked up on basics or figured out a cheaper way to do it. But, I wasn’t optimistic. I’m not sure quite what happened. I’ve experimented with cheaper [...]
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My mind has been out of the financial sphere for a while. It’s still something I think about very regularly, but I haven’t been crunching the numbers every other day and reorganizing my charts at every opportunity. For no other reason than that I had too much else going on. Two Saturdays ago, after finishing [...]
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