From the category archives:
Part of preparing for the reality of being out of debt has been going through everything I have and getting rid of what I don’t need or want. I should say that I’ll take just about any opportunity to do this. I love getting rid of things. I always have at least one bag in [...]
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A couple weeks ago, it was pay day and I was excited. I have a lot of pay days, since I have two jobs that both pay twice a month and rarely on the same schedule, but the first pay check of the month from my full time job is the exciting one, because it [...]
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One thing that really scares me about being debt free is knowing that I will continue to make mistakes with my money. My debt situation was so extreme and I reacted to it in such a strong way that I feel like I should know enough now to never make another mistake with my money. [...]
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I’ve thought a lot about being out of debt, but I realize now that those thoughts were always fantasy-like. I can tell, because in my fantasies I dress a lot better than I do now and I don’t worry about stupid things. Now that it’s only a few months away, I’ve come to realize that [...]
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At this point, I feel like there’s a milestone to celebrate just about every week. This one, though, is worth mentioning. A year ago this month, I started this journey to get out of debt. I can’t say the exact day, because this didn’t start with a light bulb moment. At some point in early-mid [...]
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It has recently come to the attention of Capital One that I am getting ready to pay off the Visa they gave me more than four years ago. I don’t blame them for being taken by surprise. It’s been maxed out for nearly two years now. In that time, they haven’t paid me much attention [...]
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I guess the embarrassing thing about debt is that it suggests you have no self control. For that reason, I held on for a long time (and maybe I still do) to the claim that my debt was different. It went to rent and groceries and text books! And, okay, some nail polish too, but [...]
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When it comes to health care, even insurance companies agree that preventative medicine is not only better, but cheaper than only addressing a problem once it’s become a problem. I suspect that’s true of a lot of things, which troubles me a bit as a person trying to get out of debt. The tendency is [...]
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I have always had the vague intention to blog about consumerism. Not in general, of course, but as it relates to me and my debt and my future life without debt. I haven’t, because I’ve never felt like I had much to say about it. I realize now that it’s not really that I have [...]
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I guess because I’ve been distracted, when I look at my current level of debt, it doesn’t feel real to me. I started with such a high number that even after working hard for a long time, it was still a really high number. I remember when I reached the half way point–$10,000 paid off and [...]
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