by Ashley on August 30, 2010
While I’ve still been working 55 hours and six days a week this Summer, it’s certainly been a lot easier than the 15 hours days I was working when school was in session. I have at several points this Summer, especially while enjoying a previously forgotten delight called free time, marveled at how I was [...]
by Ashley on August 26, 2010
This time last year, I hit rock bottom in my financial life. School was just starting, I was sick, my car had a flat tire, and I didn’t have any money or available credit. I was almost at a point where not asking for help was no longer an option. But, I was stubborn, so I [...]
by Ashley on August 23, 2010
This is a strange post to write, but I keep trying to fit this information into other places and it’s not working. Still, I want it to be known. While it is entirely possible that I will change my mind, I anticipate that this blog will end soon after I’m out of debt (early 2011). [...]
by Ashley on August 19, 2010
I was at work a couple weeks ago when I pulled up the Mint app on my iPhone and saw that, according to Mint, I was no longer in debt, but actually had a net worth of $54. Considering my net worth usually has a negative sign in front of it and also lights up [...]
by Ashley on July 29, 2010
The thing is that I really don’t know who reads this blog. People will sometimes tell me they read it and I am always surprised. As I was writing my posts for this week, I started wondering if there was any part of this story I’d left out or anything I’d said that left people [...]
by Ashley on July 21, 2010
I got a big surprise the other day. For those who don’t know, I work at a library full time. That’s the job that pays my bills and gives me health insurance and paid time off. But, I also have a part time job working for a research center on campus. That’s the job that [...]
by Ashley on July 15, 2010
It’s pretty awesome to be down to one card even if I don’t feel like I’ve made much progress since. It’s always been quite depressing to think that even when I make it to the last card, I’ll still have $10,000 to go, but now I’m taking it down. It feels pretty awesome actually. I [...]
by Ashley on July 14, 2010
I’ve said several times here and on my personal blog that deciding to get out of debt was about growing up for me. I’m sure there are many mature adults who are in debt, but I was in denial about my debt. I was still waiting for someone or something to come make it all [...]
by Ashley on July 12, 2010
When my debt was just sitting, I didn’t think that much about the interest I was paying. At least, not until the point where my cards were so close to their limits that when the interest hit they were in danger of going over limit. The fee for going over my credit limit ranged from [...]
by Ashley on July 6, 2010
Last week I did what I’ve been meaning to do since I paid it off six months ago and canceled my Bank of America Visa. It was a bad card with a high interest rate and a yearly service fee and I always knew I would cancel it, even if closing an account means a [...]