I was driving home from the grocery store several days ago, going through the numbers in my head to figure out if I could still make my January goal. I do this all the time and I get very stressed about whether I can make my goal or not. The goals are not easy; they [...]
I have mixed feelings about Dave Ramsey. He can be very abrasive and I don’t agree with his politics. But, listening to him is what finally set my mind straight about my debt. For the first time I realized that I am responsible for the situation I’m in and it is possible for me to [...]
I’m a planner, so I have always made budgets. I even thought I was pretty good at it. As it turns out, I’m not very good at it at all. I’ve got three major problems with budgets:
Making them is a hell of a lot easier than following them.
Unexpected expenses always come up, which makes planning [...]
I am a 26 year old PhD student working hard to get out of debt. This is a personal story.
