January was rough, February was a major improvement, but March will rock. I’m currently happy with my progress. It is a struggle, because my debt makes me so anxious that I just want to pay it off right now! If only I had $16,897.75 in my banking account! (An improvement from $20,500, for sure.) So, [...]
I know a lot of people do this and I think it’s a cool idea, so I’m going to do it too. I already go at least a couple days each week without spending money. I have very little time between Sunday and Thursday morning to buy anything. But, I suspect this is going to [...]
It seems silly to talk about sacrifice when I’m only sacrificing nice things I want now to create a better future for myself. It’s selfish. Not virtuous.
But, still, it isn’t easy and I have been thinking a lot about what I’m willing to give up in order to get myself out of debt. [...]
I am a 26 year old PhD student working hard to get out of debt. This is a personal story.
