From the monthly archives:

July 2010

Ask Me a Question. Please?

by Ashley on July 29, 2010

The thing is that I really don’t know who reads this blog. People will sometimes tell me they read it and I am always surprised. As I was writing my posts for this week, I started wondering if there was any part of this story I’d left out or anything I’d said that left people [...]

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My Budget (Updated)

by Ashley on July 28, 2010

It really hasn’t changed much, but since I just posted about how much money I put toward my debt every month, I thought I should update you on my budget.  I used to use a simple table to track it all, but now that I’m down to one card, my budget is too simple to [...]

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How I’ll Get There

by Ashley on July 26, 2010

I’ve confessed before to loving charts and graphs and anything color coded.  It’s probably the only fun part about getting out of debt, aside from the awesome feeling of making progress, of course.  At one point, my plans were quite elaborate and there were several documents to color code, but now that I’m down to [...]

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What To Do With An Extra $120 a Month

by Ashley on July 21, 2010

I got a big surprise the other day. For those who don’t know, I work at a library full time.  That’s the job that pays my bills and gives me health insurance and paid time off.  But, I also have a part time job working for a research center on campus.  That’s the job that [...]

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The Debt As It Stands (7/15/10)

by Ashley on July 15, 2010

It’s pretty awesome to be down to one card even if I don’t feel like I’ve made much progress since.  It’s always been quite depressing to think that even when I make it to the last card, I’ll still have $10,000 to go, but now I’m taking it down.  It feels pretty awesome actually.  I [...]

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Growing Up

by Ashley on July 14, 2010

I’ve said several times here and on my personal blog that deciding to get out of debt was about growing up for me.  I’m sure there are many mature adults who are in debt, but I was in denial about my debt. I was still waiting for someone or something to come make it all [...]

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Interest

by Ashley on July 12, 2010

When my debt was just sitting, I didn’t think that much about the interest I was paying.  At least, not until the point where my cards were so close to their limits that when the interest hit they were in danger of going over limit.  The fee for going over my credit limit ranged from [...]

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Canceled

by Ashley on July 6, 2010

Last week I did what I’ve been meaning to do since I paid it off six months ago and canceled my Bank of America Visa.  It was a bad card with a high interest rate and a yearly service fee and I always knew I would cancel it, even if closing an account means a [...]

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Life After Debt

by Ashley on July 1, 2010

I’m sure that when I’m finally out of credit card debt, there will be a short time when I won’t know what to do with myself. But, it won’t be for lack of thinking about it. Post debt life occupies a lot of space in my brain. Sometimes I fixate on the things I will [...]

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