by Ashley on May 28, 2010
My parents are coming into town today. I’m really excited, because I only get to see them a couple times a year and I love them and I could use a few decent meals. My parents started teaching me about money when I was in Kindergarten. My mom believed very strongly in the allowance system, [...]
by Ashley on May 26, 2010
I don’t beat myself up too much about my debt. It was stupid to get myself into this situation, but it happened over time and as a result of all kinds of circumstances and bad decisions, and I’m happy with where I am now in my life. It’s enough for me to be righting the [...]
by Ashley on May 24, 2010
I came across an article last week on The Huffington Post that focused not on the school loan debt that most students graduate with, but the credit card debt. According to Sallie Mae, college seniors graduate with an average of $4,138 in credit card debt. When you’re paying off $20,000 in credit card debt, $4,000 [...]
by Ashley on May 21, 2010
My first several trips to the grocery store after deciding to get healthier and lose weight were rather expensive. I kept hoping that the cost would go down after I’d stocked up on basics or figured out a cheaper way to do it. But, I wasn’t optimistic. I’m not sure quite what happened. I’ve experimented with cheaper [...]
by Ashley on May 19, 2010
I was feeling like I hadn’t made any progress, because May has been a slow month with smaller pay checks and I did do some spending, but apparently I have a short memory, because I’m still down almost $1500 from last month. I am striving to have the WF Visa paid off by this time [...]
by Ashley on May 17, 2010
My mind has been out of the financial sphere for a while. It’s still something I think about very regularly, but I haven’t been crunching the numbers every other day and reorganizing my charts at every opportunity. For no other reason than that I had too much else going on. Two Saturdays ago, after finishing [...]
I don’t have many illusions about my financial life before I decided to get out of debt. When I talk about spending nothing now, it doesn’t feel like I’m depriving myself, because I remember what it was like then. I was spending money I didn’t have and I didn’t feel free and I wasn’t happy. [...]
Here I am, starting month seven of not buying stuff. I think I can count the exceptions I’ve made on one hand (nail polish in December, laptop and Weeds (seasons 1 and 2) and 30 Rock (season 3) in January, and the 30 Day Shred in April. I’m probably forgetting something, but you get the [...]