This is what the debt looks like after making the big payment that got me a reduced APR on the Wells Fargo Visa. Because I made a big push to do that, I won’t be able to contribute quite as much this month. Still, I am going to reach a major milestone and I’m so excited! I keep saying this same thing, but I feel like I’m really making progress. I guess I need to keep repeating that to myself, because so many times before I was planning on doing something about my debt and would even get started in a sense, but I never ended up doing anything more than spin my wheels and stay in place. Interest makes even staying in place a struggle when you’re so far in debt.
I’m back from my trip to Phoenix. I knew there was no way I’d get away with spending nothing. In total, I spent about $90 on travel and food. $50 of that was covering breakfast for my family one morning. It was the least I could do, since my sister paid for the hotel, my Dad bought my plane ticket and paid for most of our food and drinks, and my brother treated at the ball game. One thing I’m really looking forward to once I’m out of debt is being more generous with my money, treating people and picking up tabs and tipping well. I want to continue to be generally conservative with my money, but that will be a meaningful exception. So, you know, suck up to me now and it might pay off one day!
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I think it’s awesome that you treated your family. Those are the types of things worth spending for.
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