From the monthly archives:
In my recent post about saving for risk and uncertainly, I think I came across as saying that I was working really hard now to save so that if something unexpected happened to me in the future (loss of job, medical problems, car problems), I would be okay. Like, I was sacrificing fun or living [...]
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Last week I wrote about how I don’t plan to tell my family about my debt until I’m done paying it off. That was a weird post for me to write, because the lesson I’ve learned over the last few years and that I’ve repeated over and over again on my blog is that letting [...]
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For a really long time, I was the only person who knew about my debt. The first two years I was in denial, so it wouldn’t have even occurred to me that I had a problem. I swear, reasonable person that I am, I somehow believed things would work themselves out. This was just life [...]
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Dave Ramsey always says, live like no one else, so later you can live like no one else. That means, be the weird one now scrimping and saving, bringing your lunch from home, driving a beat up car, or in my case, working a million hours. So that later, you can live like no one [...]
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I’ve reached–actually, passed–a milestone! As of a couple days ago, I have paid off more than $5,000 of my debt. That’s 25%. One quarter. What do you know, I’m actually getting somewhere! While perusing my drafts folder a couple weeks ago, I found this post called “The Long Haul.” It is no longer an accurate [...]
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I said I wasn’t expecting anything and I would not have been shocked had it not worked out, but it did work out and in the best possible way. I mentioned a week or so ago that I had asked my boss whether working this Summer would be a possibility. Technically, my full time job [...]
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This is what the debt looks like after making the big payment that got me a reduced APR on the Wells Fargo Visa. Because I made a big push to do that, I won’t be able to contribute quite as much this month. Still, I am going to reach a major milestone and I’m so [...]
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I wrote a couple weeks ago about the debate in my head over whether to create a want list or not. The pro was that writing down my wants would stop them from just floating around in my head, tempting me. The con was that it would really be better for me to stop focusing [...]
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I haven’t written much about what it’s like to not buy stuff. Not even stuff you really want. Cutting spending is probably the most difficult thing about getting out of debt. Working a lot is hard too, but I would be doing that even if I wasn’t digging myself out of debt and even though [...]
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It would be really easy for me to say that all of my debt is a result of grad school. It was what I had to do to live the dream! The dream just got away from me a bit. It’s true that I’m almost certain I would not be in debt if not for [...]
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