There was a request for this a while ago and I don’t want to keep people guessing as to how I’m able to put so much money toward my debt, but if you hear me complain about how much I work, then it’s probably not much of a mystery to you.
Here’s my monthly budget:
Income: $2900 – $3100 between two jobs.
Bills
- Rent: $800
- Cell: $90
- Car Insurance: $103
- Gas: $30
- Food: $200-250 (Try to keep it to $200, but it’s a struggle)
- Household: $50 (This includes a lot of things like quarters for laundry, TP, cleaning supplies, etc.)
- Capital One Visa: $250
- WF Visa: $200 (This is the card I’m working to pay off.)
*I also pay $53 a month for medical, dental, and vision, as well as put some money toward retirement, but that’s all substracted from my pay check, so I never count it in my income.
I’m usually able to put an extra $1300-1400 (on top of minimum payments) toward my debt each month.
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250/month for food, impressive! I aim for 350 :/ I think the gluten-free thing knocks it up a bit, but I should be able to do better. I also get a bit of cashback from the grocery store each month (like $10-20) which I use to spend on things besides food, so that gets lumped into that category on Mint. Maybe you can post some budget-friendly meal plans, too! Of course, you probably save grocery money by simply being too busy to eat
I’m impressed with your budget though, good for you!
the fact that you’re committed enough to put $1300-1400 toward your debt each month, on top of minimum payments, is so impressive! thanks for posting your budget! i think it’s really interesting to see that, when it comes down to it, there isn’t much variety across the board in terms of what it takes to get out of debt.
Thanks for sharing Ashley! You make a lot of money for being a full-time student. You also work a lot though!!
Your budget is very impressive, I’m trying to stick to $150 a month for groceries but it’s TOUGH! Haha
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