Why My Mom Lives in a House With a View, and I’m Going to End Up In A Van Down By The River

by Ashley on December 30, 2009

The picture says almost everything.  That is my mom’s comb and it is older than I am.

My parents don’t live like paupers, but they do live very conservatively when it comes to money.  They live in houses they can easily afford, drive cars that are paid off, and don’t buy things if they don’t have the money.

I would have replaced that comb 12 times by now.  And I know it’s only a comb and it’s clearly in need of being replaced, but there’s a larger mindset that motivates the way I spend money and it’s different from the way my parents think about money.

While I was at home, I watched them more closely and when I wanted to go spend money, because I have cash in hand and it’s Christmas or my birthday and it’s been a good year and I deserve it and I just got a promotion and will be making more money next year and I have a tax return coming pretty soon and there are so many good deals right now and I’m on vacation and it’s really not that big of a deal, I tell myself to stop being a baby and start acting like a grownup who’s trying to make her future a lot more stable.

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{ 3 comments }

Herding Cats December 30, 2009 at 3:55 pm

I struggled the past few weeks. I got Christmas money and went on a mini-shopping spree. Whoops. I need to adjust my mentality for next year!

Stephany December 30, 2009 at 8:20 pm

That last sentence describes me completely, except with me it’s more food-related. I do OK with money, although I do have a couple credit cards I need to pay off and get rid of. It’s all the excuses I can make for not exercising and not eating right.

steph anne December 31, 2009 at 9:47 am

My friend and I grew up together & her parents lived like your Mom and they saved a lot of money and now they added more space onto the house and have a ton of money! And my parents are in debt but still surviving… I’m not sure how much in debt but it’s enough that it’s stressing my Mom out because I know she makes a whole lot of money with her job but apparently debt can go deeper than that. She keeps warning me now to pay off our loans & debt because it will just keep adding up if we don’t do anything about it.

Congratulations on your promotion! :)

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