Comments on: Budgeting Ain’t Easy http://www.astoryofdebt.com/2009/12/budgeting-aint-easy/ Thu, 27 Oct 2011 04:40:44 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: MinD http://www.astoryofdebt.com/2009/12/budgeting-aint-easy/comment-page-1/#comment-37 MinD Tue, 15 Dec 2009 16:43:54 +0000 http://www.astoryofdebt.com/?p=66#comment-37 Sounds like you're actually doing really well. $800/month to put toward debt is HUGE, if you ask me. I know that guy you mentioned says budget every dollar, but as you said, it's awfully constricting. Yet having a wide open non-bill fund for "other" expenses can lead toward unnecessary purchases. My opinion is that you have to find whatever balance in between those that works best for you. I've found that for myself and it makes budgeting my money pretty easy each month. But what works for me might not work for you. It just takes some time toward the process to find that perfect method. Sounds like you’re actually doing really well. $800/month to put toward debt is HUGE, if you ask me.

I know that guy you mentioned says budget every dollar, but as you said, it’s awfully constricting. Yet having a wide open non-bill fund for “other” expenses can lead toward unnecessary purchases.

My opinion is that you have to find whatever balance in between those that works best for you. I’ve found that for myself and it makes budgeting my money pretty easy each month. But what works for me might not work for you. It just takes some time toward the process to find that perfect method.

]]> By: Erin http://www.astoryofdebt.com/2009/12/budgeting-aint-easy/comment-page-1/#comment-34 Erin Fri, 11 Dec 2009 17:08:24 +0000 http://www.astoryofdebt.com/?p=66#comment-34 It is absolutely horrifying when you look at how much you spent for things over the course of 1 month (do it for 1 year and you'll cry). Even a Subway purchase of $5 a week is $20 a month, $240 a year. I do think you have to treat yourself sometimes, but you have to budget for that treat. It is absolutely horrifying when you look at how much you spent for things over the course of 1 month (do it for 1 year and you’ll cry). Even a Subway purchase of $5 a week is $20 a month, $240 a year. I do think you have to treat yourself sometimes, but you have to budget for that treat.

]]> By: steph anne http://www.astoryofdebt.com/2009/12/budgeting-aint-easy/comment-page-1/#comment-26 steph anne Wed, 09 Dec 2009 07:19:05 +0000 http://www.astoryofdebt.com/?p=66#comment-26 I agree I'm awesome at budgeting but not following it 100%! Do you use Mint.com ? I do and it's depressing when it tells me I've been overspending especially groceries. I really need to work on planning meals! I agree I’m awesome at budgeting but not following it 100%! Do you use Mint.com ? I do and it’s depressing when it tells me I’ve been overspending especially groceries. I really need to work on planning meals!

]]>