Comments on: I Want To Be Debt Free http://www.astoryofdebt.com/2009/11/i-want-to-be-debt-free/ Thu, 27 Oct 2011 04:40:44 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: MinD http://www.astoryofdebt.com/2009/11/i-want-to-be-debt-free/comment-page-1/#comment-13 MinD Wed, 02 Dec 2009 23:07:15 +0000 http://www.astoryofdebt.com/?p=5#comment-13 I was seriously just the same. I had a credit card since high school, but for years had no issues paying it off promptly after using it. Then junior year came and I couldn't afford Christmas presents, yet was determined to give everyone a holiday, so I put it all on plastic. The downward spiral began and I'm crazy in debt now. Couple that with perhaps unwise spending and a slight shopping problem, and I'm doomed. I need to start something like this for the accountability. 'Cause seriously, right now I have none other than feeling crappy all the time. Somehow we got into this sinking ship and now it's time to escape before we drown. =/ All my best hun. I think you'll succeed far better than I. I was seriously just the same. I had a credit card since high school, but for years had no issues paying it off promptly after using it. Then junior year came and I couldn’t afford Christmas presents, yet was determined to give everyone a holiday, so I put it all on plastic. The downward spiral began and I’m crazy in debt now. Couple that with perhaps unwise spending and a slight shopping problem, and I’m doomed.

I need to start something like this for the accountability. ‘Cause seriously, right now I have none other than feeling crappy all the time.

Somehow we got into this sinking ship and now it’s time to escape before we drown. =/ All my best hun. I think you’ll succeed far better than I.

]]> By: Sophia http://www.astoryofdebt.com/2009/11/i-want-to-be-debt-free/comment-page-1/#comment-8 Sophia Mon, 30 Nov 2009 20:20:40 +0000 http://www.astoryofdebt.com/?p=5#comment-8 Hey Ashley, I'm so sorry about your situation and I'm impressed that you're facing it head-on now with full honesty and responsibility. I think blogging about it will be a good thing. Easier to write out the goals than to fulfill them no doubt, but definitely a huge step in the right direction. Do you use mint.com? It might help to visualize your spending month-to-month -- I think it's great. I love that you can set budgets for categories, like groceries, and it's like a game (sorta) to keep your spending level below the little bar that paces you throughout the month! Hey Ashley, I’m so sorry about your situation and I’m impressed that you’re facing it head-on now with full honesty and responsibility. I think blogging about it will be a good thing. Easier to write out the goals than to fulfill them no doubt, but definitely a huge step in the right direction. Do you use mint.com? It might help to visualize your spending month-to-month — I think it’s great. I love that you can set budgets for categories, like groceries, and it’s like a game (sorta) to keep your spending level below the little bar that paces you throughout the month!

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